Fans of beards and of cuddly teddy bear-men rejoice, Ben is back for a second term. Non-fans…well, there’s always 2014.

What does this actually mean? Not much of anything, policy-wise. Whether that’s good or bad depends on whether you agree with prevailing opinion that Ben has saved us all from a bleak future of bartering and cannibalism, or think that he’s a Meddling Marvin who needs to keep his mitts off the market, or believe that he hasn’t gone nearly far enough to bring the world of finance closer and tighter into his warm interventionist embrace.

We won’t have to change our banner image, so there’s that. Also, the world has been spared Larry Summers’ pontifications on why women aren’t smart enough to run banks, as his was the name thrown about as being the most likely replacement, had there been one, or Paul Volcker pantsing Summers during Congressional hearings.